RAMANAH AND ASSOCIATES CAN HELP YOU TO GET A BANK LOAN. THEY WILL FILL THE APPLICATION; PREPARE THE PLAN AND BUDGET AND ALSO ACCOMPANIESN YOU TO THE BANK.

DOCUMENTS REQUIRED FOR LOAN PROCESSING

1. National Identity Card
2. Bank Statement
3. Pay Slip

NOTE THAT:

[IF EMPLOYED] salaries must have been credited on your bank accounts for at least 3 months [the borrower must produce a written undertaking (form to be collected at the Bank) from his employer confirming that his salary and other emoluments will continue to be credited to that account. [IF SELF-EMPLOYED] revenue must be credited on your bank Account for at least 3 months

DOCUMENTS REQUIRED WHEN A LOAN IS SECURED BY:

FIXED DEPOSIT

Original Fixed Deposit Receipt [duly endorsed by the holder in favour of 'The Bank' in the following terms: "pledged in favour of THE BANK", followed by his/their signature]

FIXED CHARGE

National Identity Card of owners Birth Certificate of owners Marriage Certificate of owners (when applicable) Divorce Certificate of owners (when applicable) Affidavit (duly registered and transcribed) Title Deed (duly registered and transcribed) Provisional Title Deed [Projet de vente] (applicable when purchasing land) Deed of Acquittance duly registered and transcribed (where applicable) Vente du droit de surelevation' (where applicable) Title Deed (ground floor) (where applicable) Reglement de Co-proprieted (where applicable) Original Lease Agreement (if applicable) Borrowers must also apply for a property insurance (Fire and Allied Perils) covering the full replacement value of the property

FLOATING CHARGE
National Identity Card
Birth Certificate/s
Birth Certificate of spouse (where applicable)
Marriage Certificate (when applicable)
Divorce Certificate (when applicable
FLOATING CHARGE
Horse Power Certificate
Comprehensive Risk Insurance Policy Certificate
FLOATING CHARGE
Original Policy Letter from Insurance Company mentioning 'Surrender Value'

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